Pennsylvania
3rd-5th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the Academic Standards for Personal Finance for 3rd-5th Grade. Use the filters to change the location, set of standards, and grade level. Note, any one activity listed will satisfy the associated competency.
Academic Standards for Personal Finance, grouped by grade band with standard sections
17.1: Personal Finance Fundamentals
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.1.3-5.A: Describe reasons people set financial goals.
17.1.3-5.B: Identify the opportunity cost of various financial decisions, including ones related to earning, spending, and saving.
17.1.3-5.C: Explain how life circumstances and experiences can alter attitudes toward money.
Under Development
17.1.3-5.D: Identify financial decisions people make that may not be in their best interest.
17.1.3-5.E: Describe conversations people have about money.
17.1.3-5.F: Identify products and services provided by financial institutions.
17.2: Income
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.2.3-5.A: Describe how people receive income (e.g., work, gifts, renting property to others).
17.2.3-5.C: Explain ways people improve their ability to earn income through education, training, and experience.
17.2.3-5.G: Describe how people earn income through entrepreneurship and supplemental employment.
17.3: Spending
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.3.3-5.A: Explain factors that influence a person's spending decisions and the impact these has on how they prioritize their wants.
17.3.3-5.C: Provide examples of household spending and sources of income.
17.3.3-5.D: Construct a simple budget (e.g., for a family, individual, or school event).
17.3.3-5.G: Explain various payment methods (e.g., cash, checks, gift cards, debit cards, credit cards).
17.3.3-5.L: Identify taxes applied to certain purchases.
17.3.3-5.M: Identify reasons people participate in fundraising efforts and the causes they support.
Under Development
17.4: Saving & Investing
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.4.3-5.A: Identify items that might increase or decrease in value over time.
17.4.3-5.B: Describe a variety of savings goals and the factors that influence them.
17.4.3-5.C: Identify reasons people deposit money to be saved in accounts at financial institutions and factors they might consider when selecting a financial institution.
17.5: Risk & Insurance
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.5.3-5.A: Describe how unexpected events could impact a person's finances (e.g., floods, automobile accidents, illness).
17.5.3-5.B: Explain how emergency savings can be used to offset losses from unexpected events.
17.5.3-5.C: Provide examples of insurance people buy in order to transfer financial risk (e.g., health, auto, flood).
17.5.3-5.H: Predict the financial consequences of sharing personal information.
17.6: Credit
Standard
Defined by Academic Standards for Personal Finance
Banzai Solutions
*Any of the activities listed will satisfy the standard
17.6.3-5.A: Identify traits that could impact a person's ability to borrow items or money.
17.6.3-5.C: Identify goods and services people often pay for over time using credit.
17.6.3-5.D: Describe how using a credit card is a form of borrowing.
17.6.3-5.E: Explain why borrowers might be asked to repay more than they initially borrowed (e.g., interest, fees).